by Nick Rainsford | 6 Mar 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
I see many on-line distributors of various products spruiking their wares digitally. As many people have come to realise if you’re selling online you better be the cheapest. Or at least cheaper than someone who offers service. In our game, it’s the same thing. You can...
by Nick Rainsford | 27 Feb 2017 | General, Leasing, Uncategorized
After last week’s article about home loans some readers have asked for a similar exercise for car leasing. Here are our tips for getting a better deal: Compare apples with apples. Sometimes a dealer will provide a quote that includes free or capped price servicing of...
by Nick Rainsford | 13 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
If there’s one thing that has been constant in the financial world it’s been that of constant change. But change is not always for the better. This article explores some of the changes (good and not so good) over the past forty or so years. I arrived in Australia in...
by Nick Rainsford | 6 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
There is a worrying trend amongst some homeowners to use their family homes (usually their most significant – if not only – asset) like a large debit card. Why borrow more? In some circumstances this is perfectly acceptable. If you have a low LVR or, better still, no...
by Nick Rainsford | 9 Jan 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
I was watching the Godfather trilogy a few weeks ago. In one particular scene one of the members of the Corleone family (the main crime family in the film trilogy) is about to be executed when he utters the words “tell Michael it was only business”. Then he was...
by Nick Rainsford | 26 Dec 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
We, at Thyme Financial, wish all our readers, clients and referrers a happy and safe holiday season and a tremendous 2017. Christmas is now a distant memory and not long after the left-over prawns, turkey and vegetables are consigned to this year’s last rubbish...
