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Interest Only? There Are Other Ways

by Nick Rainsford | 10 Jul 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized

There are many ways to skin a cat (apparently). If you’ve been reading the press lately when it comes to interest only interest rates that old adage just doesn’t apply. It seems as though the only way to change people’s behaviour is to charge them more. That’s just...

The Triple Threat For Interest Rates

by Nick Rainsford | 26 Jun 2017 | Business, Financial Thymes newsletter, General, Home loans, Investments, Leasing, SMSF, Uncategorized

As I suggested in my article last week, the days when interest rates are dictated by the RBA appear to be over – at least for now. During the week, a couple of financial earthquakes – which had been predicted previously by some in the media – occurred. Namely, Moody’s...

Unofficial Rate Increases

by Nick Rainsford | 19 Jun 2017 | Business, Financial Thymes newsletter, General, Home loans, Investments, Leasing, SMSF

Aahh, the good old days. When there were certain things you could rely on without fail. Things like having your newspaper delivered to your front door (or driveway or gutter or balcony – depending how good the paper-boy’s aim was); the milk being delivered at 6am and...

Generation Whatever and Property

by Nick Rainsford | 22 May 2017 | Business, Financial Thymes newsletter, General, Home loans, Investments, Leasing, SMSF

You may have read about how the Baby Boomers have stolen all the property in the capital cities and left the other generations – X, Y, Z and Millenials (collectively “Whatever”) – destitute. Well, not quite but you can be forgiven for thinking that as a...

From Sport to Cardiologists

by Nick Rainsford | 3 Apr 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized

For many years, like most young men in Australia, I participated in team sports. One of the many benefits of team sports is the social aspect of going out after a game and socializing with the rest of the team. This phenomenon started in my teens and continued until...

Will Interest Rates Go Up?

by Nick Rainsford | 20 Mar 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized

This is a question that is asked of us by every client. The answer – as of this moment – they already have. In case you’ve been incommunicado two of our major banks announced increases to their interest rates during the week. There is now acceptance the other two will...
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