by Nick Rainsford | 11 Mar 2018 | Business, General
You may have seen the ads for business loan providers highlighting the minimal requirements to qualify for one. These providers are usually non-banks. What they won’t show in their advertising is their interest rates. The reason for this is simple. They know...
by Nick Rainsford | 20 Jan 2018 | Business, General
In April last year an old school friend contacted me. He had, quite deliberately, placed himself in a very stressful and quite dangerous financial predicament. He was working with his accountant to find a solution but he wanted to double check with us as trusted...
by Nick Rainsford | 7 Jan 2018 | Business, General
Happy New Year to all our clients, referrers, readers and friends. On New Year’s Eve we had our usual family bash at our house. This year we invited some people that we’d banished from our lives some 15 years ago. I am not known to be a forgiving person. I hold...
by Nick Rainsford | 13 Nov 2017 | Business, General, Investments
About 10 years ago my local council started an eradication program to rid the local area of feral foxes. Initially, people were happy but as time went by and as some pesky newcomers moved in, the euphoria of lynching the foxes didn’t last. Within a few months people...
by Nick Rainsford | 15 Feb 2016 | Business, General, Investments, SMSF
Our financial institutions split their organisations into various segments. Invariably, they target most of us at the lowest (retail) segment and institutions at the highest. The middle is defined as everything in between. Most banks define this middle as any...
