by Nick Rainsford | 24 Sep 2017 | Business, General
I didn’t think I would be contemplating a career in my mid 50’s. I had always planned to retire at the ripe old age of 58. Then a series of events happened that forced me to rethink and re-educate myself to go on. Adversity taught me to be resilient again. I had...
by Nick Rainsford | 13 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
If there’s one thing that has been constant in the financial world it’s been that of constant change. But change is not always for the better. This article explores some of the changes (good and not so good) over the past forty or so years. I arrived in Australia in...
by Nick Rainsford | 19 Sep 2016 | General, Home loans, Investments, SMSF
One of my neigbours is a builder. He and I often chat when we run into each other in the front of our houses. He has a philosophy about his personal finances that would surprise most people. He is debt averse. In fact, he boasts that he has never owed a single dollar...
by Nick Rainsford | 4 Jul 2016 | Business, General, Home loans, Investments, SMSF
The human race has seen extraordinary advancements in the last 100 years. We have never failed to move forward, do better, strive harder…until the last decade. Take the development of the Concorde. It was developed in the 1960’s jointly by the British and the French....
by Nick Rainsford | 4 Jul 2015 | Business, General, Investments, SMSF
When we go for a drivers licence we are classed according to the type of vehicle we’re trained in. Most of us would not be allowed to drive a semi-trailer without the appropriate training and licence. Each year we re-new those licences. Banks are similar in that APRA...
