by Nick Rainsford | 7 Apr 2019 | Uncategorized
Recently I got into an online debate with a bloke who loves BMWs. My only experience with the brand for a period of five years was not a happy one and I shared those views. I wasn’t prepared for his reaction. Such was his loyalty to this brand it was like I had...
by Nick Rainsford | 13 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
If there’s one thing that has been constant in the financial world it’s been that of constant change. But change is not always for the better. This article explores some of the changes (good and not so good) over the past forty or so years. I arrived in Australia in...
by Nick Rainsford | 21 Nov 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
When did we start using the idioms of today? You know the one’s. In this article I’ll use italics to signify some of the idiotic expressions that have replaced the core values of doing business. You read about disruption of one industry or another these days as if it...
by Nick Rainsford | 5 Sep 2016 | Business, General, Home loans, Investments, SMSF
We at Thyme Financial are often astounded when clients tell us they had banked with a particular institution for decades and now in their late sixties they are met with bad service, products that are irrelevant or a loan rejection. That rejection may be for an...
by Nick Rainsford | 4 Apr 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
As more than 50% of home loans are now placed through brokers, it’s interesting to reflect on the pros and cons of each channel. In previous articles I had already mentioned some of these but they bear repeating here. Let me cut to the conclusion. Every financial...
