by Nick Rainsford | 25 Feb 2018 | General, Home loans, Investments, SMSF
You may have read recently about various economic facts and figures as they have been made public by our economic sleuths. For instance, you may have heard about the levelling out (in some cases, a fall) in various housing markets around the country. You may have...
by Nick Rainsford | 14 Jan 2018 | General, Home loans, Investments
Last week I used an online trades quoting site to help find a tradesperson to replace a benchtop in my laundry. The financial cost will be measured in the hundreds of dollars (it’s a very small benchtop). The emotional cost was much higher than that. Here’s why. The...
by Nick Rainsford | 3 Sep 2017 | General, Home loans, Investments
Do you have a big home loan? Is it much greater than you ever imagined? How much is too much? One of our major banks now has a policy that says an interest only mortgage cannot be greater than a multiple of the gross income of the borrowers. That multiple is rumoured...
by Nick Rainsford | 13 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
If there’s one thing that has been constant in the financial world it’s been that of constant change. But change is not always for the better. This article explores some of the changes (good and not so good) over the past forty or so years. I arrived in Australia in...
by Nick Rainsford | 14 Dec 2015 | Business, General, Home loans, Investments, SMSF, Uncategorized
“Labour cost pressures remain weak (Graph 5.7). The wage price index (WPI) increased by 0.6 per cent in the June quarter and by 2.3 per cent over the year – the lowest annual outcome since the index was first published in the late 1990s.” This is a direct quote from...
