by Nick Rainsford | 4 Feb 2018 | Business, General, Home loans, Investments, SMSF
Ok, you’ve read the scary headlines and called us to discuss the impact falling property prices will have on your mortgage. Even though you were calmed by the end of the conversation, the panic attacks soon started again. These scary feelings were getting the better...
by Nick Rainsford | 29 Oct 2017 | General, Home loans, Investments, SMSF
If you’ve been following what’s been going on in home loan land in the past two years you may have realised that the unprecedented intervention by the banking regulator, APRA, has had a profound effect on the affordability of a home loan. These effects cut both ways...
by Nick Rainsford | 19 Jun 2017 | Business, Financial Thymes newsletter, General, Home loans, Investments, Leasing, SMSF
Aahh, the good old days. When there were certain things you could rely on without fail. Things like having your newspaper delivered to your front door (or driveway or gutter or balcony – depending how good the paper-boy’s aim was); the milk being delivered at 6am and...
by Nick Rainsford | 20 Mar 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
This is a question that is asked of us by every client. The answer – as of this moment – they already have. In case you’ve been incommunicado two of our major banks announced increases to their interest rates during the week. There is now acceptance the other two will...
by Nick Rainsford | 13 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
If there’s one thing that has been constant in the financial world it’s been that of constant change. But change is not always for the better. This article explores some of the changes (good and not so good) over the past forty or so years. I arrived in Australia in...