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No Need to Panic

No Need to Panic

Over the last few months I have begun to notice a despondency amongst some younger people about their lot in life. Specifically, how out of reach home ownership is for them. However, there’s no need to panic. It’s tempting to start an article like this with...

The Middle

Our financial institutions split their organisations into various segments. Invariably, they target most of us at the lowest (retail) segment and institutions at the highest. The middle is defined as everything in between. Most banks define this middle as any...