by Nick Rainsford | 6 Mar 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
I see many on-line distributors of various products spruiking their wares digitally. As many people have come to realise if you’re selling online you better be the cheapest. Or at least cheaper than someone who offers service. In our game, it’s the same thing. You can...
by Nick Rainsford | 4 Dec 2016 | General, Home loans, Investments, SMSF, Uncategorized
When your read the news these days you can be forgiven for thinking that the world will come to an end if we don’t put a price cap on the following: Electricity prices Gas prices Fuel prices Telecommunications (mobile phone plans really) There is one expense that (in...
by Nick Rainsford | 31 Oct 2016 | General, Home loans, Investments, SMSF, Uncategorized
Not all that long ago, home loans were simple. If you wanted one, you’d walk into a branch or call your broker and you would get one. If you wanted one for investment purposes, there was no difference in price. The only real price differences between products was if...
by Nick Rainsford | 8 Aug 2016 | Business, General, Home loans, Investments, SMSF, Uncategorized
Like most people, I thought that the 0.25% interest rate cut announced by the RBA at 2:30pm last Tuesday was a good thing. Until I sat back and thought about it. You see, as a mortgage broker, anything that stimulates the property market or refinancing of existing...
by Nick Rainsford | 20 Jun 2016 | General, Home loans, Investments
In our line of work we meet many different people. People from all walks of life. Rich, poor, healthy, unhealthy, educated, uneducated, theists, atheists, men, women, transgender, gay, straight, able, disabled…you get the picture. One thing I’ve noticed is the...