by Nick Rainsford | 26 Sep 2016 | Business, General, Home loans, Investments
In our travels we come across many different types of people. Some people are an open book, others…not so much. Given we have to delve into areas that are often very rarely discussed, it’s important that we get a complete financial picture of our clients. Everything....
by Nick Rainsford | 12 Sep 2016 | General, Home loans, Investments, SMSF
A few weeks ago I heard a wonderful expression to describe people that are always negative. The speaker at a seminar I attended was comparing those negative people in Australia to those crossing borders whilst fleeing war torn countries and yet remained hopeful and...
by Nick Rainsford | 29 Aug 2016 | General, Home loans, Investments, SMSF
Be careful what you wish for… All of us love a bargain. It’s irresistible. Why pay the rack rate for something when you can get it for a quarter of the retail price. Those that have travelled to the US and frequented their outlet malls will know what I mean. So it is...
by Nick Rainsford | 8 Aug 2016 | Business, General, Home loans, Investments, SMSF, Uncategorized
Like most people, I thought that the 0.25% interest rate cut announced by the RBA at 2:30pm last Tuesday was a good thing. Until I sat back and thought about it. You see, as a mortgage broker, anything that stimulates the property market or refinancing of existing...
by Nick Rainsford | 11 Jan 2016 | Business, General, Home loans, Investments, SMSF, Uncategorized
To quote Polonius more completely than the title suggests: Neither a borrower nor a lender be For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. William Shakespeare, ca. 1598, Hamlet Act 1, Scene 3 When Hamlet was first performed in...