by Nick Rainsford | 21 Jul 2019 | General, Leasing
These days every single one of us appears to have an issue with which we feel outrage. The thing about this emotion is that it’s often rooted in fear and ignorance and is usually contagious. What I mean by that is you read or hear somewhere how someone you...
by Nick Rainsford | 23 Sep 2018 | Home loans, Investments, SMSF
Background I caught up for a coffee with another broker a few weeks ago. We had a nice long chat about the industry that has adopted a couple of blokes orphaned from investment banking. There’s a story he told me that’s haunting me and keeps me thinking about...
by Nick Rainsford | 28 Jan 2018 | General, Home loans, Investments, Leasing, SMSF
As I’ve written in previous articles, some clients either have a bias for or against a particular brand of lender. When they’re against a brand, the words “never again” are often used. Some of you may recall a couple of articles from this site. One was about...
by Nick Rainsford | 20 Nov 2017 | Business, General, Home loans, SMSF
Every now and then you find out why things happened sometime after they’ve already happened. At times these are minor things like why my son, who was near the top of his class for science, failed the end of year exam. I found out a week later and while a little...
by Nick Rainsford | 3 Sep 2017 | General, Home loans, Investments
Do you have a big home loan? Is it much greater than you ever imagined? How much is too much? One of our major banks now has a policy that says an interest only mortgage cannot be greater than a multiple of the gross income of the borrowers. That multiple is rumoured...
