by Nick Rainsford | 6 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
There is a worrying trend amongst some homeowners to use their family homes (usually their most significant – if not only – asset) like a large debit card. Why borrow more? In some circumstances this is perfectly acceptable. If you have a low LVR or, better still, no...
by Nick Rainsford | 22 Aug 2016 | General, Home loans, Investments, SMSF
A few weeks ago, after attending a property seminar, one of our clients contacted us and asked us to assess his borrowing capacity for an additional investment loan. By way of background, we had procured loans for this client of $1.6M in February this year. Nothing...
by Nick Rainsford | 4 Jul 2016 | Business, General, Home loans, Investments, SMSF
The human race has seen extraordinary advancements in the last 100 years. We have never failed to move forward, do better, strive harder…until the last decade. Take the development of the Concorde. It was developed in the 1960’s jointly by the British and the French....
by Nick Rainsford | 24 Apr 2016 | General, Home loans, Investments, SMSF
In recent weeks we have had a number of inquiries from borrowers in their 60’s. They had been to one (or more) lender(s) and were told that they were too old to borrow against a property and were left dejected. While it’s true that lenders baulk at lending to older...
by Nick Rainsford | 28 Dec 2015 | General, Home loans, Investments, SMSF
This time of year can be pretty slow work wise and most companies are running on skeleton staff. From a personal point of view it’s a great time to stop putting off having a look at your largest expense and cleanup your mortgage. In the past few months our own...
