by Nick Rainsford | 4 Feb 2018 | Business, General, Home loans, Investments, SMSF
Ok, you’ve read the scary headlines and called us to discuss the impact falling property prices will have on your mortgage. Even though you were calmed by the end of the conversation, the panic attacks soon started again. These scary feelings were getting the better...
by Nick Rainsford | 28 Jan 2018 | General, Home loans, Investments, Leasing, SMSF
As I’ve written in previous articles, some clients either have a bias for or against a particular brand of lender. When they’re against a brand, the words “never again” are often used. Some of you may recall a couple of articles from this site. One was about...
by Nick Rainsford | 3 Sep 2017 | General, Home loans, Investments
Do you have a big home loan? Is it much greater than you ever imagined? How much is too much? One of our major banks now has a policy that says an interest only mortgage cannot be greater than a multiple of the gross income of the borrowers. That multiple is rumoured...
by Nick Rainsford | 6 Aug 2017 | General, Home loans, Leasing, SMSF
There are many talking heads on TV and radio. Newspapers are filled with those giving us advice on how to manage our money, how to think, who to vote for and what to say. Amongst all the rubbish that passes for news or commentary the latest fashion is to bang on about...
by Nick Rainsford | 20 Feb 2017 | General, Home loans, Investments, SMSF, Uncategorized
People often ask Nick and I about how to prepare themselves and/or their kids for taking out a home loan. Obviously, everyone’s financial circumstances are different but, this week, I thought I would compile a short list of the lessons our clients have learned and...