by Nick Rainsford | 6 Mar 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
I see many on-line distributors of various products spruiking their wares digitally. As many people have come to realise if you’re selling online you better be the cheapest. Or at least cheaper than someone who offers service. In our game, it’s the same thing. You can...
by Nick Rainsford | 16 Jan 2017 | Business, General, Home loans, SMSF, Uncategorized
Just when you think you’d seen it all something comes out of the blue to surprise you. Then you become accustomed to surprises or shocks. You start to expect it. I moved to the house that I live in just over 10 years ago. As is usually the case when you move into an...
by Nick Rainsford | 4 Dec 2016 | General, Home loans, Investments, SMSF, Uncategorized
When your read the news these days you can be forgiven for thinking that the world will come to an end if we don’t put a price cap on the following: Electricity prices Gas prices Fuel prices Telecommunications (mobile phone plans really) There is one expense that (in...
by Nick Rainsford | 26 Sep 2016 | Business, General, Home loans, Investments
In our travels we come across many different types of people. Some people are an open book, others…not so much. Given we have to delve into areas that are often very rarely discussed, it’s important that we get a complete financial picture of our clients. Everything....
by Nick Rainsford | 1 Aug 2016 | Business, General
Last week my son got his provisional drivers licence in the state of New South Wales. As a good citizen, I thought I would disclose to my insurer that a young driver with a provisional licence was now driving one or more of our cars. I dreaded doing this as I was time...