by Nick Rainsford | 20 Jan 2018 | Business, General
In April last year an old school friend contacted me. He had, quite deliberately, placed himself in a very stressful and quite dangerous financial predicament. He was working with his accountant to find a solution but he wanted to double check with us as trusted...
by Nick Rainsford | 10 Sep 2017 | Business, General, Home loans, Investments, SMSF
It’s difficult to admit but we all lie at one time or another. Mostly we lie so as not to offend with the usual “don’t you look nice?” whilst trying not to wear our true feelings on our faces. Sometimes we lie to our kids to protect them from torment or unnecessary...
by Nick Rainsford | 19 Dec 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
There are things in life that we take for granted. For a random set of examples say the air that we breathe, the love of another human being, a change of prime ministers every couple of years and the fact that the sun will rise in the east each day. It’s a little like...
by Nick Rainsford | 6 Oct 2016 | General, Home loans, Investments, SMSF, Uncategorized
When I first put in place a home loan 32 years ago all I could think about was how I was going to pay it off and own my own home. The day I made the final repayment was one I’ll always remember. I was free of the bank…until we decided to upgrade but that’s another...
by Nick Rainsford | 22 Aug 2016 | General, Home loans, Investments, SMSF
A few weeks ago, after attending a property seminar, one of our clients contacted us and asked us to assess his borrowing capacity for an additional investment loan. By way of background, we had procured loans for this client of $1.6M in February this year. Nothing...