by Nick Rainsford | 8 May 2016 | Business, General, Home loans, Investments, SMSF
Every property boom in living memory has ended badly. This one will be no different. There will be tears…eventually. Please don’t ask me when. If I knew the answer I wouldn’t have my wife staring daggers at me while I push this article out on Mothers Day. For the...
by Nick Rainsford | 8 Feb 2016 | Business, General, Home loans, Investments, SMSF, Uncategorized
Two weeks ago Japan did something to its economy the effects of which will be felt all over the world. It dropped it’s official interest rates from zero to negative. Why? To answer that question we need to take a trip down memory lane. Kill Me Now! – Unknown...
by Nick Rainsford | 7 Dec 2015 | Business, General, Home loans, Investments, SMSF
We are always asked our opinion as to which way lending rates will be moving next. Our standard response is to point towards the RBA statements and recent economists but politely dodge the question. As part of our credit licence we cannot give specific advice. The...
by Nick Rainsford | 4 Oct 2015 | Business, General, Home loans, SMSF, Uncategorized
It’s amazing what you get used to. What was once abhorrent to us becomes normal. As a young idealist you may have once said that I will never work in a dead-end job. However the realities of life force most of us to compromise those hard and fast ideals and settle for...
by Nick Rainsford | 29 Aug 2015 | Business, General, Investments
This article is about the street interest rates that an increasing number of non-PAYG business owners and people without security pay. Most banks have equated these otherwise customers to financial lepers and thus excluded them from accessing their balance sheets....
