by Nick Rainsford | 19 Dec 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
There are things in life that we take for granted. For a random set of examples say the air that we breathe, the love of another human being, a change of prime ministers every couple of years and the fact that the sun will rise in the east each day. It’s a little like...
by Nick Rainsford | 12 Dec 2016 | Business, Financial Thymes newsletter, General, Home loans, Investments, Leasing, Uncategorized
In a conversation with a few friends a couple of weeks ago – and while we were all expressing collective dismay at the current state of banking in Australia and globally (as you do when the sticky wine is being served ahead of the cheese platter) – the topic turned to...
by Nick Rainsford | 31 Oct 2016 | General, Home loans, Investments, SMSF, Uncategorized
Not all that long ago, home loans were simple. If you wanted one, you’d walk into a branch or call your broker and you would get one. If you wanted one for investment purposes, there was no difference in price. The only real price differences between products was if...
by Nick Rainsford | 19 Sep 2016 | General, Home loans, Investments, SMSF
One of my neigbours is a builder. He and I often chat when we run into each other in the front of our houses. He has a philosophy about his personal finances that would surprise most people. He is debt averse. In fact, he boasts that he has never owed a single dollar...
by Nick Rainsford | 25 Jul 2016 | General, Home loans, Investments, SMSF
Over the last few months I have begun to notice a despondency amongst some younger people about their lot in life. Specifically, how out of reach home ownership is for them. However, there’s no need to panic. It’s tempting to start an article like this with...