by Nick Rainsford | 26 Dec 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
We, at Thyme Financial, wish all our readers, clients and referrers a happy and safe holiday season and a tremendous 2017. Christmas is now a distant memory and not long after the left-over prawns, turkey and vegetables are consigned to this year’s last rubbish...
by Nick Rainsford | 21 Nov 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
When did we start using the idioms of today? You know the one’s. In this article I’ll use italics to signify some of the idiotic expressions that have replaced the core values of doing business. You read about disruption of one industry or another these days as if it...
by Nick Rainsford | 14 Nov 2016 | Business, Leasing, Uncategorized
We have a client, Roger Ng (not entirely his real name), who refers all of his business to us. Roger Ng was recently in the market to replace two cars and had settled on a Mercedes-Benz A250 for himself and a GLC250d as his family’s conveyance. Roger was very happy...
by Nick Rainsford | 31 Oct 2016 | General, Home loans, Investments, SMSF, Uncategorized
Not all that long ago, home loans were simple. If you wanted one, you’d walk into a branch or call your broker and you would get one. If you wanted one for investment purposes, there was no difference in price. The only real price differences between products was if...
by Nick Rainsford | 6 Oct 2016 | General, Home loans, Investments, SMSF, Uncategorized
When I first put in place a home loan 32 years ago all I could think about was how I was going to pay it off and own my own home. The day I made the final repayment was one I’ll always remember. I was free of the bank…until we decided to upgrade but that’s another...