by Nick Rainsford | 23 Sep 2018 | Home loans, Investments, SMSF
Background I caught up for a coffee with another broker a few weeks ago. We had a nice long chat about the industry that has adopted a couple of blokes orphaned from investment banking. There’s a story he told me that’s haunting me and keeps me thinking about...
by Nick Rainsford | 18 Feb 2018 | General, Home loans
Last week, as part of a general de-cluttering of my garage – I threw out all my sporting awards that I had accumulated between the age of eight and forty. Over 150 trophies, medals, ribbons banners and certificates. They had been placed in a garbage bag and...
by Nick Rainsford | 10 Apr 2017 | General, Home loans, Investments, SMSF, Uncategorized
We see many people from all different walks of life in our business. We see many investors buying properties, we see overseas investors coming into our market, we see people re-financing, we see many people coming to us to borrow for that dream renovation. The only...
by Nick Rainsford | 6 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
There is a worrying trend amongst some homeowners to use their family homes (usually their most significant – if not only – asset) like a large debit card. Why borrow more? In some circumstances this is perfectly acceptable. If you have a low LVR or, better still, no...
by Nick Rainsford | 9 Jan 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
I was watching the Godfather trilogy a few weeks ago. In one particular scene one of the members of the Corleone family (the main crime family in the film trilogy) is about to be executed when he utters the words “tell Michael it was only business”. Then he was...
