by Nick Rainsford | 10 Aug 2015 | Business, General, Home loans, Investments, Leasing, SMSF
Before you get too excited, I mean rejected by your lender. You know, for a commercial loan, lease, investment loan, mortgage…any kind of debt. The current homogeneity of the financial services sector is astonishing. Most lenders – and it’s not only banks – follow the...
by Nick Rainsford | 25 Jul 2015 | Business, General
…How do they develop effective products? Many lenders have large product teams with the appropriate level of junior, middle and senior management. The collective wisdom is that these product teams use analysis of data extracted from their clients to create a...
by Nick Rainsford | 18 Jul 2015 | Business, General, Home loans, Investments, SMSF, Uncategorized
I know this isn’t a question that keeps you all awake at night but I thought it best to articulate the fact that there is a difference. Firstly, a Finance Broker should be able to do everything that a mortgage broker can do. Same qualification requirements, same...
by Nick Rainsford | 11 Jul 2015 | Business, General
Who cares? You should. All banks publicly declare to be customer focused and that their processes are designed to provide the customer with a better experience. They all mean what they say. They have to. The reality is somewhat different. Banks have millions of...
by Nick Rainsford | 27 Jun 2015 | Business, General
I saw a post on Linkedin a couple of weeks back by a senior Australian banker asking if businesses were prepared for ChAFTA. The free trade agreement between China and Australia – which was signed in Canberra on 17 June 2015. There’s some water to flow under the...
