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Tariffs, Madmen and Finance

Tariffs, Madmen and Finance

On December 7, 1941 Japan launched a surprise attack against the USA at Pearl Harbor and dragged a reluctant USA into WWII. So say the history books and the eventual US win has since been immortalised in popular culture. But we rarely look at the lead up to what...
Home Loans and the Regulator

Home Loans and the Regulator

If you’ve been following what’s been going on in home loan land in the past two years you may have realised that the unprecedented intervention by the banking regulator, APRA, has had a profound effect on the affordability of a home loan. These effects cut both ways...

If We Only Knew

I bet many of us have had that thought a few times in our lives. If I only knew my new job was going to be this bad: If I only knew the Powerball numbers in advance; If I only knew what mortgage rates were going to do. You get the idea. I have a few as well. We took...

Goodbye 2016, Hello 2017

Happy New Year everyone. Now that 2016 is behind us let’s look at some of the issues that dominated the financial world which may have affected you and then we’ll look at what may or may not happen in 2017. The year (2016) opened with the unusual step of the...
No Need to Panic

No Need to Panic

Over the last few months I have begun to notice a despondency amongst some younger people about their lot in life. Specifically, how out of reach home ownership is for them. However, there’s no need to panic. It’s tempting to start an article like this with...