by Nick Rainsford | 13 Jun 2016 | General, Home loans, Investments, SMSF
5 reasons people select a Variable Rate Home Loan You think interest rates will continue to fall. You want to pay off more than your standard repayments. You want a line of credit You want flexibility to repay and redraw at will. You just came off a fixed rate loan...
by Nick Rainsford | 22 May 2016 | Business, General, Home loans, Investments, SMSF
Step right up. Around and around it goes where it stops nobody knows.Step right up. Around and around it goes where it stops nobody knows. No more bets. This housing cycle is almost complete – although last week’s auction clearance rates would argue strongly against...
by Nick Rainsford | 4 Apr 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
As more than 50% of home loans are now placed through brokers, it’s interesting to reflect on the pros and cons of each channel. In previous articles I had already mentioned some of these but they bear repeating here. Let me cut to the conclusion. Every financial...
by Nick Rainsford | 28 Dec 2015 | General, Home loans, Investments, SMSF
This time of year can be pretty slow work wise and most companies are running on skeleton staff. From a personal point of view it’s a great time to stop putting off having a look at your largest expense and cleanup your mortgage. In the past few months our own...
by Nick Rainsford | 29 Aug 2015 | Business, General, Investments
This article is about the street interest rates that an increasing number of non-PAYG business owners and people without security pay. Most banks have equated these otherwise customers to financial lepers and thus excluded them from accessing their balance sheets....
