by Nick Rainsford | 21 May 2018 | General, Home loans, Investments, SMSF
There’s someone close to me who suffers from chronic anxiety. He displays one of the many symptoms when he receives a modicum of news with a slight negative inflection. In his mind it’s the worst news ever. As a mental health professional once told him “there are the...
by Nick Rainsford | 14 Jan 2018 | General, Home loans, Investments
Last week I used an online trades quoting site to help find a tradesperson to replace a benchtop in my laundry. The financial cost will be measured in the hundreds of dollars (it’s a very small benchtop). The emotional cost was much higher than that. Here’s why. The...
by Nick Rainsford | 6 Aug 2017 | General, Home loans, Leasing, SMSF
There are many talking heads on TV and radio. Newspapers are filled with those giving us advice on how to manage our money, how to think, who to vote for and what to say. Amongst all the rubbish that passes for news or commentary the latest fashion is to bang on about...
by Nick Rainsford | 11 Jan 2016 | Business, General, Home loans, Investments, SMSF, Uncategorized
To quote Polonius more completely than the title suggests: Neither a borrower nor a lender be For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. William Shakespeare, ca. 1598, Hamlet Act 1, Scene 3 When Hamlet was first performed in...
by Nick Rainsford | 28 Dec 2015 | General, Home loans, Investments, SMSF
This time of year can be pretty slow work wise and most companies are running on skeleton staff. From a personal point of view it’s a great time to stop putting off having a look at your largest expense and cleanup your mortgage. In the past few months our own...