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Tell Me Everything

In our travels we come across many different types of people. Some people are an open book, others…not so much. Given we have to delve into areas that are often very rarely discussed, it’s important that we get a complete financial picture of our clients. Everything....

The Good and the Bad

Last week my son got his provisional drivers licence in the state of New South Wales. As a good citizen, I thought I would disclose to my insurer that a young driver with a provisional licence was now driving one or more of our cars. I dreaded doing this as I was time...

We Still Need Banks

There is an argument around today that given banks have been the cause of so much economic grief over the past decade, we should curb their ability to operate, nationalise them or, more dramatically, simply close them down – presumably in favour of something else....

No More Bets

Step right up. Around and around it goes where it stops nobody knows.Step right up. Around and around it goes where it stops nobody knows. No more bets. This housing cycle is almost complete – although last week’s auction clearance rates would argue strongly against...