by Nick Rainsford | 6 Mar 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
I see many on-line distributors of various products spruiking their wares digitally. As many people have come to realise if you’re selling online you better be the cheapest. Or at least cheaper than someone who offers service. In our game, it’s the same thing. You can...
by Nick Rainsford | 4 Dec 2016 | General, Home loans, Investments, SMSF, Uncategorized
When your read the news these days you can be forgiven for thinking that the world will come to an end if we don’t put a price cap on the following: Electricity prices Gas prices Fuel prices Telecommunications (mobile phone plans really) There is one expense that (in...
by Nick Rainsford | 28 Nov 2016 | Business, General, Investments, Uncategorized
…And why it will eventually become easier? Many people have bemoaned the fact that it’s very difficult to get funding these days. Especially if you’re self employed. The reasons for this are numerous and in this article we try and explore why without getting too...
by Nick Rainsford | 24 Oct 2016 | Business, General, Uncategorized
Over the past few decades there has been a relentless march by Australian banks to reduce costs. I used to work for three foreign banks in the 80s, 90s and naughties who used to laugh at Australian banks’ cost to income (CI) ratios – all below 50% (now in the low...
by Nick Rainsford | 10 Oct 2016 | Business, General, Investments, SMSF
Robert Herrick was ahead of his time. In the poem below he’s effectively telling you to seize the day. I’m sure Mr Herrick didn’t have property developers in mind when he wrote the poem (in fact, the word Virgin in the title of the poem kind of gives away whom he had...
