by Nick Rainsford | 30 Apr 2018 | Business, General, Home loans, SMSF
I caught up with a couple of old friends recently whom I was quite fond of and whom I hadn’t seen for around twenty years. I’ve been doing that a lot recently. When we met it was as if we’d seen each other yesterday. The conversation flowed as it...
by Nick Rainsford | 29 Oct 2017 | General, Home loans, Investments, SMSF
If you’ve been following what’s been going on in home loan land in the past two years you may have realised that the unprecedented intervention by the banking regulator, APRA, has had a profound effect on the affordability of a home loan. These effects cut both ways...
by Nick Rainsford | 10 Jul 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
There are many ways to skin a cat (apparently). If you’ve been reading the press lately when it comes to interest only interest rates that old adage just doesn’t apply. It seems as though the only way to change people’s behaviour is to charge them more. That’s just...
by Nick Rainsford | 26 Jun 2017 | Business, Financial Thymes newsletter, General, Home loans, Investments, Leasing, SMSF, Uncategorized
As I suggested in my article last week, the days when interest rates are dictated by the RBA appear to be over – at least for now. During the week, a couple of financial earthquakes – which had been predicted previously by some in the media – occurred. Namely, Moody’s...
by Nick Rainsford | 19 Jun 2017 | Business, Financial Thymes newsletter, General, Home loans, Investments, Leasing, SMSF
Aahh, the good old days. When there were certain things you could rely on without fail. Things like having your newspaper delivered to your front door (or driveway or gutter or balcony – depending how good the paper-boy’s aim was); the milk being delivered at 6am and...