by Nick Rainsford | 21 May 2018 | General, Home loans, Investments, SMSF
There’s someone close to me who suffers from chronic anxiety. He displays one of the many symptoms when he receives a modicum of news with a slight negative inflection. In his mind it’s the worst news ever. As a mental health professional once told him “there are the...
by Nick Rainsford | 4 Feb 2018 | Business, General, Home loans, Investments, SMSF
Ok, you’ve read the scary headlines and called us to discuss the impact falling property prices will have on your mortgage. Even though you were calmed by the end of the conversation, the panic attacks soon started again. These scary feelings were getting the better...
by Nick Rainsford | 5 Nov 2017 | General, Home loans, SMSF
Have you ever walked down the aisle of a plane whilst heading overseas and looked with envy at those business class seats? Of course you have. You wouldn’t be human if you didn’t. So, what stops you booking the fare in business class? Price? Probably but not for...
by Nick Rainsford | 15 Oct 2017 | Business, General, Home loans
I think it was Woody Allen who said that 80% of life is just showing up. Some of us are blessed in that we’re the type of people that things just happen to. Sometimes, these are bad things but mostly – especially since 10 June 1970 (the day I arrived in Australia)...
by Nick Rainsford | 3 Sep 2017 | General, Home loans, Investments
Do you have a big home loan? Is it much greater than you ever imagined? How much is too much? One of our major banks now has a policy that says an interest only mortgage cannot be greater than a multiple of the gross income of the borrowers. That multiple is rumoured...
