News
When the Penny Drops
When the Penny Drops: I’m still in LA. West Hollywood to be precise. If ever there was a more blue (politically speaking) area in the US I’d like to hear about it.
Another Spanner In the Works
We received a call from the bank to say that the LMI provider, QBE, had declined to provide the LMI for the loan as they were concerned about over-development in the area.
It’s Only Business
This got me thinking about how much we are driven by emotion in business transactions and why some institutions count on it. It is up to you to be without emotion when dealing with finances.
SMSF Borrowing Complications
Last year saw us receive many enquiries by wide-eyed investors about buying property within their Self Managed Superannuation Funds (SMSF). After a conversation with us — and after being informed of the requirements by banks — it’s rare that most investors will follow through.
Goodbye 2016, Hello 2017
Now that 2016 is behind us let’s look at some of the issues that dominated the financial world which may have affected you and then we’ll look at what may or may not happen in 2017. The year (2016) opened with the unusual step of the regulators trying to control lending to retail customers (you and me) by threatening banks with capital controls.
The Financial Hangover of the Silly Season
Christmas is now a distant memory and not long after the left-over prawns, turkey and vegetables are consigned to this year’s last rubbish collection, you will be faced with paying for all the presents, feasts, department store binges and other financial follies that we allow ourselves this time of the year.
Why Your Home Loan Is Valuable?
Why Your Home Loan Is Valuable? It’s a little like your home loan being taken for granted by your current provider. Whether it be a bank, non-bank or a broker. If you’re not feeling the love let me point out the reasons why you should.
Is It State Bank Time Again?
In a conversation with a few friends a couple of weeks ago the topic turned to alternatives and substitutes to current banks. Like State Banks.
Stop Whining About Expenses
Stop Whining About Expenses: When your read the news these days you can be forgiven for thinking that the world will come to an end if we don’t put a price cap on the following…
Why It’s So Hard To Get A Loan?
Many people have bemoaned the fact that it’s very difficult to get funding these days. Especially if you’re self employed. The reasons for this are numerous and in this article we try and explore why without getting too technical.