by Nick Rainsford | 14 Dec 2015 | Business, General, Home loans, Investments, SMSF, Uncategorized
“Labour cost pressures remain weak (Graph 5.7). The wage price index (WPI) increased by 0.6 per cent in the June quarter and by 2.3 per cent over the year – the lowest annual outcome since the index was first published in the late 1990s.” This is a direct quote from...
by Nick Rainsford | 1 Nov 2015 | Business, General, Home loans, Investments, SMSF, Uncategorized
By the end of last week all four of Australia’s major banks had raised or were going to raise rates on housing finance. They were joined by – what was once – Australia’s largest investment bank. The rate rises are as follows: BankRate Increase ANZ0.18% CBA0.15%...
by Nick Rainsford | 11 Oct 2015 | Uncategorized
I just finished reading yet another article on why rates should fall. This got me thinking about some people that come to see us full of hope and want to borrow with either almost no equity or servicing that is very close. How would they have fared if we had been...
by Nick Rainsford | 4 Oct 2015 | Business, General, Home loans, SMSF, Uncategorized
It’s amazing what you get used to. What was once abhorrent to us becomes normal. As a young idealist you may have once said that I will never work in a dead-end job. However the realities of life force most of us to compromise those hard and fast ideals and settle for...
by Nick Rainsford | 18 Jul 2015 | Business, General, Home loans, Investments, SMSF, Uncategorized
I know this isn’t a question that keeps you all awake at night but I thought it best to articulate the fact that there is a difference. Firstly, a Finance Broker should be able to do everything that a mortgage broker can do. Same qualification requirements, same...
by Nick Rainsford | 20 Jun 2015 | Uncategorized
You may think that this is promoting our business and it is, but there are sound financial reasons to seek out and appoint a finance broker. First, allow me to indulge in an analogy. Say I want to build a bridge. I’m certain of the design and know what materials to...
