by Nick Rainsford | 29 Oct 2017 | General, Home loans, Investments, SMSF
If you’ve been following what’s been going on in home loan land in the past two years you may have realised that the unprecedented intervention by the banking regulator, APRA, has had a profound effect on the affordability of a home loan. These effects cut both ways...
by Nick Rainsford | 9 Oct 2017 | General, Investments, SMSF
If you’ve been following the financial news in the last week you may have come across a proposal for a Government backed lender to provide funding for small and medium enterprises (SMEs). If you’re that keen, you can read about the story here. This is an issue I’ve...
by Nick Rainsford | 3 Oct 2017 | Business, General, Home loans, Investments, SMSF
We hear a lot about people getting ripped off by banks, financial planners, builders, mortgage brokers, real estate agents, tradesmen…the list goes on and on. One could be forgiven for thinking that our entire society is based on ripping one another off. In the US and...
by Nick Rainsford | 10 Sep 2017 | Business, General, Home loans, Investments, SMSF
It’s difficult to admit but we all lie at one time or another. Mostly we lie so as not to offend with the usual “don’t you look nice?” whilst trying not to wear our true feelings on our faces. Sometimes we lie to our kids to protect them from torment or unnecessary...
by Nick Rainsford | 25 Aug 2017 | Business, General, Home loans, Investments, Leasing, SMSF
You could be forgiven for thinking that interest rates occupy our minds more than any other topic. Every time a bank moves rates one way or another, it’s headline news. Even when the RBA doesn’t move rates there’s a news story about it. We’ve been conditioned to think...
by Nick Rainsford | 12 Aug 2017 | Business, General, Home loans, Investments, Leasing, SMSF
It’s always good when all the hard work we do pays off for our clients. We’ve had a record couple of months recently with the obvious reward that is associated with that. The less obvious result is what it means for the people that we work for – our clients....
