by Nick Rainsford | 11 Mar 2019 | General, Home loans, Investments, Leasing
When we were children, and before grown-ups had given us a reason to question our every move, we made decisions easily. Unburdened by fear and consequences we saw no reason in undertaking a climb up a tree or a roof or diving into the deep end of a pool. It’s not...
by Nick Rainsford | 5 Feb 2019 | General, Home loans, Investments
Just imagine you’re a waiter in a restaurant. You’re paid $25 per hour and rack up a forty hour week. Tips are split between all staff. Now imagine if your boss informed you last night that by July next year you would be receiving a 19% pay cut. You spring into...
by Nick Rainsford | 13 Jan 2019 | Business, General, Home loans, Investments, Leasing, SMSF
This article is about three couples that I’ve come across over the years. Only one are clients. Two wanted more (whatever that is) and one didn’t. As you will see, more is not always better. Jenny & David David and his spouse, Jenny, are in their...
by Nick Rainsford | 6 Jan 2019 | Business, General, Home loans, Investments, Uncategorized
As many regular readers may recall, I have a light exercise regime conducive to my age which aids with my health. That is, I walk a lot. Everyday. Rain, hail or shine. I thought it was doing me some good and for a long time it was. But you get to a point – after...
by Nick Rainsford | 2 Dec 2018 | General, Home loans, Investments
When I was nine, my best friend in the world was a kid in my class named Stewart McNaughton. After school and on weekends I would visit Stewart’s house, which was located across the road from Willoughby Park. Our routine consisted of joining a third friend,...
by Nick Rainsford | 18 Nov 2018 | Business, General, Home loans, Investments, Leasing, SMSF
For his many sins Jack*, a friend of mine, owns a vintage Alfa Romeo – for those who are interested it’s a 1965 Giulia Sprint GT. Arguably, Alfas of that vintage are the most unreliable car marque this side of Creation. Jack treats that car better than his kids – and...