by Nick Rainsford | 3 Sep 2017 | General, Home loans, Investments
Do you have a big home loan? Is it much greater than you ever imagined? How much is too much? One of our major banks now has a policy that says an interest only mortgage cannot be greater than a multiple of the gross income of the borrowers. That multiple is rumoured...
by Nick Rainsford | 25 Aug 2017 | Business, General, Home loans, Investments, Leasing, SMSF
You could be forgiven for thinking that interest rates occupy our minds more than any other topic. Every time a bank moves rates one way or another, it’s headline news. Even when the RBA doesn’t move rates there’s a news story about it. We’ve been conditioned to think...
by Nick Rainsford | 12 Aug 2017 | Business, General, Home loans, Investments, Leasing, SMSF
It’s always good when all the hard work we do pays off for our clients. We’ve had a record couple of months recently with the obvious reward that is associated with that. The less obvious result is what it means for the people that we work for – our clients....
by Nick Rainsford | 6 Aug 2017 | General, Home loans, Leasing, SMSF
There are many talking heads on TV and radio. Newspapers are filled with those giving us advice on how to manage our money, how to think, who to vote for and what to say. Amongst all the rubbish that passes for news or commentary the latest fashion is to bang on about...
by Nick Rainsford | 30 Jul 2017 | Business, General, Home loans, Leasing, SMSF
I know a couple of parents who live in suburbia. For many years they were regarded by their family and friends as the perfect parents. Especially the mother. Her first two children (now adults) were perfect with no hint of mental illness or drug addiction or any other...
by Nick Rainsford | 22 Jul 2017 | Business, General, Home loans, SMSF
We’ve seen lots and lots of digital space dedicated to what interest rates are doing this week. One minute the Aussie dollar races above $0.79 against the USD — after a slight change in the RBA minutes — and the frenzy of predictions that the RBA will move rates up...
