by Nick Rainsford | 5 Nov 2017 | General, Home loans, SMSF
Have you ever walked down the aisle of a plane whilst heading overseas and looked with envy at those business class seats? Of course you have. You wouldn’t be human if you didn’t. So, what stops you booking the fare in business class? Price? Probably but not for...
by Nick Rainsford | 29 Oct 2017 | General, Home loans, Investments, SMSF
If you’ve been following what’s been going on in home loan land in the past two years you may have realised that the unprecedented intervention by the banking regulator, APRA, has had a profound effect on the affordability of a home loan. These effects cut both ways...
by Nick Rainsford | 22 Oct 2017 | Business, General, Home loans
There are some brands that mean something to consumers. Indeed, much to the joy of their marketing teams, their brand names have passed into our daily lexicon to signify a particular function or quality unique to their products or services. My mother, for example,...
by Nick Rainsford | 15 Oct 2017 | Business, General, Home loans
I think it was Woody Allen who said that 80% of life is just showing up. Some of us are blessed in that we’re the type of people that things just happen to. Sometimes, these are bad things but mostly – especially since 10 June 1970 (the day I arrived in Australia)...
by Nick Rainsford | 3 Oct 2017 | Business, General, Home loans, Investments, SMSF
We hear a lot about people getting ripped off by banks, financial planners, builders, mortgage brokers, real estate agents, tradesmen…the list goes on and on. One could be forgiven for thinking that our entire society is based on ripping one another off. In the US and...
by Nick Rainsford | 10 Sep 2017 | Business, General, Home loans, Investments, SMSF
It’s difficult to admit but we all lie at one time or another. Mostly we lie so as not to offend with the usual “don’t you look nice?” whilst trying not to wear our true feelings on our faces. Sometimes we lie to our kids to protect them from torment or unnecessary...