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Panic, Feelings and Falling Property Prices

Panic, Feelings and Falling Property Prices

by Nick Rainsford | 4 Feb 2018 | Business, General, Home loans, Investments, SMSF

Ok, you’ve read the scary headlines and called us to discuss the impact falling property prices will have on your mortgage. Even though you were calmed by the end of the conversation, the panic attacks soon started again. These scary feelings were getting the better...
Perceptions, Alfas and Irrational Purchases

Perceptions, Alfas and Irrational Purchases

by Nick Rainsford | 28 Jan 2018 | General, Home loans, Investments, Leasing, SMSF

As I’ve written in previous articles, some clients either have a bias for or against a particular brand of lender. When they’re against a brand, the words “never again” are often used. Some of you may recall a couple of articles from this site. One was about...
Benchtops, Automation and Missed Appointments

Benchtops, Automation and Missed Appointments

by Nick Rainsford | 14 Jan 2018 | General, Home loans, Investments

Last week I used an online trades quoting site to help find a tradesperson to replace a benchtop in my laundry. The financial cost will be measured in the hundreds of dollars (it’s a very small benchtop). The emotional cost was much higher than that. Here’s why. The...
Schoolboys, Bankers, North Korea and Holidays

Schoolboys, Bankers, North Korea and Holidays

by Nick Rainsford | 4 Dec 2017 | Business, General, Home loans

There are many mornings when I drive over to Nick’s place to pick him up. As he climbs into the passenger seat of my car and states “I love my life”, I know then that it’s going to be a day of laughter. Even when Nick announces “I hate my life” we still end up finding...
Exercise, Music and Striving Towards a Goal

Exercise, Music and Striving Towards a Goal

by Nick Rainsford | 27 Nov 2017 | General, Home loans, SMSF

I’m a great believer in crawling before you can walk. Walking before you can run…you get the picture. I say this because a couple of months ago I started an exercise regime that I had abandoned years ago. I started walking 8kms per day. For a change, my exercise...
Financial Fraud, ASIC, Brokers and Banks

Financial Fraud, ASIC, Brokers and Banks

by Nick Rainsford | 20 Nov 2017 | Business, General, Home loans, SMSF

Every now and then you find out why things happened sometime after they’ve already happened. At times these are minor things like why my son, who was near the top of his class for science, failed the end of year exam. I found out a week later and while a little...
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