by Nick Rainsford | 18 Jul 2016 | Business, General, Home loans, Investments, SMSF
There is an argument around today that given banks have been the cause of so much economic grief over the past decade, we should curb their ability to operate, nationalise them or, more dramatically, simply close them down – presumably in favour of something else....
by Nick Rainsford | 15 Jul 2016 | Business, General, Home loans, Investments, SMSF
Lately we’ve been playing catch up. Lenders adjust their rates so often that, at times, as soon as we’ve issued a price comparison to a client, it’s out of date – made redundant by the aforesaid changes that lenders put into affect. When the price changes are in...
by Nick Rainsford | 4 Jul 2016 | Business, General, Home loans, Investments, SMSF
The human race has seen extraordinary advancements in the last 100 years. We have never failed to move forward, do better, strive harder…until the last decade. Take the development of the Concorde. It was developed in the 1960’s jointly by the British and the French....
by Nick Rainsford | 20 Jun 2016 | General, Home loans, Investments
In our line of work we meet many different people. People from all walks of life. Rich, poor, healthy, unhealthy, educated, uneducated, theists, atheists, men, women, transgender, gay, straight, able, disabled…you get the picture. One thing I’ve noticed is the...
by Nick Rainsford | 13 Jun 2016 | General, Home loans, Investments, SMSF
5 reasons people select a Variable Rate Home Loan You think interest rates will continue to fall. You want to pay off more than your standard repayments. You want a line of credit You want flexibility to repay and redraw at will. You just came off a fixed rate loan...
by Nick Rainsford | 13 Jun 2016 | Business, General, Home loans, Investments, SMSF, Uncategorized
Way back in 1985, the Hawke/Keating government threw the financial markets’ doors open. 16 new banks were licensed and allowed to operate in the Australian market. It was a new era. We should finally get some competition. And we did. That’s a far cry from the...
