by Nick Rainsford | 29 Oct 2017 | General, Home loans, Investments, SMSF
If you’ve been following what’s been going on in home loan land in the past two years you may have realised that the unprecedented intervention by the banking regulator, APRA, has had a profound effect on the affordability of a home loan. These effects cut both ways...
by Nick Rainsford | 22 Oct 2017 | Business, General, Home loans
There are some brands that mean something to consumers. Indeed, much to the joy of their marketing teams, their brand names have passed into our daily lexicon to signify a particular function or quality unique to their products or services. My mother, for example,...
by Nick Rainsford | 15 Oct 2017 | Business, General, Home loans
I think it was Woody Allen who said that 80% of life is just showing up. Some of us are blessed in that we’re the type of people that things just happen to. Sometimes, these are bad things but mostly – especially since 10 June 1970 (the day I arrived in Australia)...
by Nick Rainsford | 9 Oct 2017 | General, Investments, SMSF
If you’ve been following the financial news in the last week you may have come across a proposal for a Government backed lender to provide funding for small and medium enterprises (SMEs). If you’re that keen, you can read about the story here. This is an issue I’ve...
by Nick Rainsford | 3 Oct 2017 | Business, General, Home loans, Investments, SMSF
We hear a lot about people getting ripped off by banks, financial planners, builders, mortgage brokers, real estate agents, tradesmen…the list goes on and on. One could be forgiven for thinking that our entire society is based on ripping one another off. In the US and...
by Nick Rainsford | 24 Sep 2017 | Business, General
I didn’t think I would be contemplating a career in my mid 50’s. I had always planned to retire at the ripe old age of 58. Then a series of events happened that forced me to rethink and re-educate myself to go on. Adversity taught me to be resilient again. I had...
