by Nick Rainsford | 8 Aug 2018 | Business, General, Home loans, SMSF
Anyone who drives from St Ives Chase to Terrey Hills on a sunny weekend morning is likely to encounter lycra-clad middle-aged men riding on their expensive bicycles. Some of these cyclists are quite serious. They’re the ones who take the ride down to Bobbin Head and...
by Nick Rainsford | 15 Jul 2018 | General, Home loans, Investments, SMSF
Our local area in Sydney’s upper North Shore has a very large elderly demographic. I’m talking a disproportionate number of people over eighty. I’ve been known to refer to the suburb as Club-Med for the dead. Almost on a daily basis I encounter strange behaviour from...
by Nick Rainsford | 21 May 2018 | General, Home loans, Investments, SMSF
There’s someone close to me who suffers from chronic anxiety. He displays one of the many symptoms when he receives a modicum of news with a slight negative inflection. In his mind it’s the worst news ever. As a mental health professional once told him “there are the...
by Nick Rainsford | 30 Apr 2018 | Business, General, Home loans, SMSF
I caught up with a couple of old friends recently whom I was quite fond of and whom I hadn’t seen for around twenty years. I’ve been doing that a lot recently. When we met it was as if we’d seen each other yesterday. The conversation flowed as it...
by Nick Rainsford | 11 Mar 2018 | Business, General
You may have seen the ads for business loan providers highlighting the minimal requirements to qualify for one. These providers are usually non-banks. What they won’t show in their advertising is their interest rates. The reason for this is simple. They know...
by Nick Rainsford | 25 Feb 2018 | General, Home loans, Investments, SMSF
You may have read recently about various economic facts and figures as they have been made public by our economic sleuths. For instance, you may have heard about the levelling out (in some cases, a fall) in various housing markets around the country. You may have...