by Nick Rainsford | 17 Apr 2016 | Business, General, Home loans, Investments, SMSF
Lenders have specials on all the time to attract home loan clients. Guess what, it works. Most people searching for either a new loan or one to refinance their existing loan are drawn like bees to honey when they see the headline rate. A few months ago that went as...
by Nick Rainsford | 10 Apr 2016 | General, Home loans, Investments, SMSF
It may surprise you that many Australian borrowers spend time getting their new home loan established but don’t always spend the time making sure their loan continues to be the right loan for them. It is as easy as a 30 minute consultation with a Mortgage Broker to...
by Nick Rainsford | 4 Apr 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
As more than 50% of home loans are now placed through brokers, it’s interesting to reflect on the pros and cons of each channel. In previous articles I had already mentioned some of these but they bear repeating here. Let me cut to the conclusion. Every financial...
by Nick Rainsford | 29 Mar 2016 | General, Home loans, Investments, SMSF
Apologies for the article being a day late, I was in Orange for the Easter break enjoying all that fantastic regional city has to offer. More on Orange later. In our business we see all sorts of borrowers. Those that don’t need to borrow, first time borrowers,...
by Nick Rainsford | 21 Mar 2016 | Business, General, Home loans, Investments, Leasing, SMSF
You may have read in the press recently what I have been banging on about since Nick and I started this business. If not, you can read about it here. The article in the smh – which is around 9 months late – states that APRA’s actions have successfully reined in the...
by Nick Rainsford | 14 Mar 2016 | Business, General, Home loans, Investments, SMSF
“Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.” – Charles Dickens, David Copperfield If you’re a home owner, how often do you find...
