by Nick Rainsford | 13 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
If there’s one thing that has been constant in the financial world it’s been that of constant change. But change is not always for the better. This article explores some of the changes (good and not so good) over the past forty or so years. I arrived in Australia in...
by Nick Rainsford | 6 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
There is a worrying trend amongst some homeowners to use their family homes (usually their most significant – if not only – asset) like a large debit card. Why borrow more? In some circumstances this is perfectly acceptable. If you have a low LVR or, better still, no...
by Nick Rainsford | 16 Jan 2017 | Business, General, Home loans, SMSF, Uncategorized
Just when you think you’d seen it all something comes out of the blue to surprise you. Then you become accustomed to surprises or shocks. You start to expect it. I moved to the house that I live in just over 10 years ago. As is usually the case when you move into an...
by Nick Rainsford | 9 Jan 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
I was watching the Godfather trilogy a few weeks ago. In one particular scene one of the members of the Corleone family (the main crime family in the film trilogy) is about to be executed when he utters the words “tell Michael it was only business”. Then he was...
by Nick Rainsford | 26 Dec 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
We, at Thyme Financial, wish all our readers, clients and referrers a happy and safe holiday season and a tremendous 2017. Christmas is now a distant memory and not long after the left-over prawns, turkey and vegetables are consigned to this year’s last rubbish...
by Nick Rainsford | 19 Dec 2016 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
There are things in life that we take for granted. For a random set of examples say the air that we breathe, the love of another human being, a change of prime ministers every couple of years and the fact that the sun will rise in the east each day. It’s a little like...
