by Nick Rainsford | 3 Oct 2017 | Business, General, Home loans, Investments, SMSF
We hear a lot about people getting ripped off by banks, financial planners, builders, mortgage brokers, real estate agents, tradesmen…the list goes on and on. One could be forgiven for thinking that our entire society is based on ripping one another off. In the US and...
by Nick Rainsford | 24 Sep 2017 | Business, General
I didn’t think I would be contemplating a career in my mid 50’s. I had always planned to retire at the ripe old age of 58. Then a series of events happened that forced me to rethink and re-educate myself to go on. Adversity taught me to be resilient again. I had...
by Nick Rainsford | 16 Sep 2017 | Business, General
Most of us meander through our corporate careers with a burning ambition to learn. This learning serves us well to do our jobs better and if we’re lucky will result in a promotion. Then, repeat. By now, most of you with a few grey hairs will be mumbling profanities...
by Nick Rainsford | 10 Sep 2017 | Business, General, Home loans, Investments, SMSF
It’s difficult to admit but we all lie at one time or another. Mostly we lie so as not to offend with the usual “don’t you look nice?” whilst trying not to wear our true feelings on our faces. Sometimes we lie to our kids to protect them from torment or unnecessary...
by Nick Rainsford | 25 Aug 2017 | Business, General, Home loans, Investments, Leasing, SMSF
You could be forgiven for thinking that interest rates occupy our minds more than any other topic. Every time a bank moves rates one way or another, it’s headline news. Even when the RBA doesn’t move rates there’s a news story about it. We’ve been conditioned to think...
by Nick Rainsford | 20 Aug 2017 | Business, General
I used to work at a bank the CEO of which used to worship at the altar of tech companies like Apple, Google, Microsoft etc. He used to wonder why the culture of a tech company could not pervade that of a bank. Oh, and he was also originally hired into banking from a...