by Nick Rainsford | 21 Mar 2016 | Business, General, Home loans, Investments, Leasing, SMSF
You may have read in the press recently what I have been banging on about since Nick and I started this business. If not, you can read about it here. The article in the smh – which is around 9 months late – states that APRA’s actions have successfully reined in the...
by Nick Rainsford | 14 Mar 2016 | Business, General, Home loans, Investments, SMSF
“Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.” – Charles Dickens, David Copperfield If you’re a home owner, how often do you find...
by Nick Rainsford | 7 Mar 2016 | Business, General
I received credit approval for a loan from a major Australian Bank around six weeks ago. After four attempts at getting the documents right, I finally had to ask my client to change the offending items by hand and submit the documents. At least that way – even if the...
by Nick Rainsford | 29 Feb 2016 | Business, General, Investments, SMSF
We’ve all had to endure help desks or the ironically named “customer service officer” when trying to resolve an error, a fault, a bill error or some other issue. Usually, after going through a frustrating automated menu, with the repeated message beginning with the...
by Nick Rainsford | 22 Feb 2016 | Business, General, Home loans, Investments, Leasing, SMSF
Let’s say you’re looking for a home loan. Sure, you can Google home loans and you’ll be inundated with a choice of literally dozens of loans. You can walk into a branch of your bank and ask for a loan and they’ll be only too happy to help. You can ask a friend that...
by Nick Rainsford | 15 Feb 2016 | Business, General, Investments, SMSF
Our financial institutions split their organisations into various segments. Invariably, they target most of us at the lowest (retail) segment and institutions at the highest. The middle is defined as everything in between. Most banks define this middle as any...
