by Nick Rainsford | 10 Oct 2016 | Business, General, Investments, SMSF
Robert Herrick was ahead of his time. In the poem below he’s effectively telling you to seize the day. I’m sure Mr Herrick didn’t have property developers in mind when he wrote the poem (in fact, the word Virgin in the title of the poem kind of gives away whom he had...
by Nick Rainsford | 26 Sep 2016 | Business, General, Home loans, Investments
In our travels we come across many different types of people. Some people are an open book, others…not so much. Given we have to delve into areas that are often very rarely discussed, it’s important that we get a complete financial picture of our clients. Everything....
by Nick Rainsford | 5 Sep 2016 | Business, General, Home loans, Investments, SMSF
We at Thyme Financial are often astounded when clients tell us they had banked with a particular institution for decades and now in their late sixties they are met with bad service, products that are irrelevant or a loan rejection. That rejection may be for an...
by Nick Rainsford | 15 Aug 2016 | Business, General, Home loans, Investments, Leasing, SMSF
As a former banker, I have a soft spot for Australian banks. I have worked for a couple of them. What I have always failed to understand is why people continue to use these banks despite their strong personal feelings opposing them. Let me explain. Many of us have a...
by Nick Rainsford | 8 Aug 2016 | Business, General, Home loans, Investments, SMSF, Uncategorized
Like most people, I thought that the 0.25% interest rate cut announced by the RBA at 2:30pm last Tuesday was a good thing. Until I sat back and thought about it. You see, as a mortgage broker, anything that stimulates the property market or refinancing of existing...
by Nick Rainsford | 1 Aug 2016 | Business, General
Last week my son got his provisional drivers licence in the state of New South Wales. As a good citizen, I thought I would disclose to my insurer that a young driver with a provisional licence was now driving one or more of our cars. I dreaded doing this as I was time...
