by Nick Rainsford | 20 Nov 2017 | Business, General, Home loans, SMSF
Every now and then you find out why things happened sometime after they’ve already happened. At times these are minor things like why my son, who was near the top of his class for science, failed the end of year exam. I found out a week later and while a little...
by Nick Rainsford | 13 Nov 2017 | Business, General, Investments
About 10 years ago my local council started an eradication program to rid the local area of feral foxes. Initially, people were happy but as time went by and as some pesky newcomers moved in, the euphoria of lynching the foxes didn’t last. Within a few months people...
by Nick Rainsford | 5 Nov 2017 | General, Home loans, SMSF
Have you ever walked down the aisle of a plane whilst heading overseas and looked with envy at those business class seats? Of course you have. You wouldn’t be human if you didn’t. So, what stops you booking the fare in business class? Price? Probably but not for...
by Nick Rainsford | 29 Oct 2017 | General, Home loans, Investments, SMSF
If you’ve been following what’s been going on in home loan land in the past two years you may have realised that the unprecedented intervention by the banking regulator, APRA, has had a profound effect on the affordability of a home loan. These effects cut both ways...
by Nick Rainsford | 22 Oct 2017 | Business, General, Home loans
There are some brands that mean something to consumers. Indeed, much to the joy of their marketing teams, their brand names have passed into our daily lexicon to signify a particular function or quality unique to their products or services. My mother, for example,...