by Nick Rainsford | 21 Dec 2015 | General, Uncategorized
Merry Christmas to all of our clients, referrers and followers In the last two weeks, the press has been in a lather about the UN Climate Change conference held in Paris. It is worthwhile travelling down memory lane to see how the world has behaved in the past when it...
by Nick Rainsford | 14 Dec 2015 | Business, General, Home loans, Investments, SMSF, Uncategorized
“Labour cost pressures remain weak (Graph 5.7). The wage price index (WPI) increased by 0.6 per cent in the June quarter and by 2.3 per cent over the year – the lowest annual outcome since the index was first published in the late 1990s.” This is a direct quote from...
by Nick Rainsford | 7 Dec 2015 | Business, General, Home loans, Investments, SMSF
We are always asked our opinion as to which way lending rates will be moving next. Our standard response is to point towards the RBA statements and recent economists but politely dodge the question. As part of our credit licence we cannot give specific advice. The...
by Nick Rainsford | 28 Nov 2015 | Business, General
The headlines of a few months ago citing a professional body that predicted a very high percentage of jobs will be lost to automation (or robots) are now this months worm food. Still let’s reflect on where we currently stand compared to just two decades ago. In...
by Nick Rainsford | 22 Nov 2015 | Business, General, Home loans, Leasing
When we first purchase a home we breathe a sigh of relief. After a while though (and perhaps a pay rise or two later) we start thinking about our second largest asset. Ours car. Before I get onto cars, let’s briefly delve into a few facts that may or may not apply to...