by Nick Rainsford | 7 Apr 2019 | Uncategorized
Recently I got into an online debate with a bloke who loves BMWs. My only experience with the brand for a period of five years was not a happy one and I shared those views. I wasn’t prepared for his reaction. Such was his loyalty to this brand it was like I had...
by Nick Rainsford | 11 Mar 2019 | General, Home loans, Investments, Leasing
When we were children, and before grown-ups had given us a reason to question our every move, we made decisions easily. Unburdened by fear and consequences we saw no reason in undertaking a climb up a tree or a roof or diving into the deep end of a pool. It’s not...
by Nick Rainsford | 25 Feb 2019 | General
Many years ago, in my penultimate year of high school, I had a friend, Roger*, who at his first attempt became the best in the school at Long Jump. He was 16 at the time. He jumped a record 7.85 metres at the school during trials and 7.25 metres in competition. He...
by Nick Rainsford | 5 Feb 2019 | General, Home loans, Investments
Just imagine you’re a waiter in a restaurant. You’re paid $25 per hour and rack up a forty hour week. Tips are split between all staff. Now imagine if your boss informed you last night that by July next year you would be receiving a 19% pay cut. You spring into...
by Nick Rainsford | 28 Jan 2019 | General
This has been a typical summer for my family. None of us are at work or school. Each year my brother escapes the Swiss winter for a few weeks and spends most of the summer with us. He’s sometimes accompanied by his wife or one of his daughters. The days are spent at...