by Nick Rainsford | 27 Feb 2017 | General, Leasing, Uncategorized
After last week’s article about home loans some readers have asked for a similar exercise for car leasing. Here are our tips for getting a better deal: Compare apples with apples. Sometimes a dealer will provide a quote that includes free or capped price servicing of...
by Nick Rainsford | 20 Feb 2017 | General, Home loans, Investments, SMSF, Uncategorized
People often ask Nick and I about how to prepare themselves and/or their kids for taking out a home loan. Obviously, everyone’s financial circumstances are different but, this week, I thought I would compile a short list of the lessons our clients have learned and...
by Nick Rainsford | 13 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
If there’s one thing that has been constant in the financial world it’s been that of constant change. But change is not always for the better. This article explores some of the changes (good and not so good) over the past forty or so years. I arrived in Australia in...
by Nick Rainsford | 6 Feb 2017 | Business, General, Home loans, Investments, Leasing, SMSF, Uncategorized
There is a worrying trend amongst some homeowners to use their family homes (usually their most significant – if not only – asset) like a large debit card. Why borrow more? In some circumstances this is perfectly acceptable. If you have a low LVR or, better still, no...