by Nick Rainsford | 29 Aug 2016 | General, Home loans, Investments, SMSF
Be careful what you wish for… All of us love a bargain. It’s irresistible. Why pay the rack rate for something when you can get it for a quarter of the retail price. Those that have travelled to the US and frequented their outlet malls will know what I mean. So it is...
by Nick Rainsford | 22 Aug 2016 | General, Home loans, Investments, SMSF
A few weeks ago, after attending a property seminar, one of our clients contacted us and asked us to assess his borrowing capacity for an additional investment loan. By way of background, we had procured loans for this client of $1.6M in February this year. Nothing...
by Nick Rainsford | 15 Aug 2016 | Business, General, Home loans, Investments, Leasing, SMSF
As a former banker, I have a soft spot for Australian banks. I have worked for a couple of them. What I have always failed to understand is why people continue to use these banks despite their strong personal feelings opposing them. Let me explain. Many of us have a...
by Nick Rainsford | 8 Aug 2016 | Business, General, Home loans, Investments, SMSF, Uncategorized
Like most people, I thought that the 0.25% interest rate cut announced by the RBA at 2:30pm last Tuesday was a good thing. Until I sat back and thought about it. You see, as a mortgage broker, anything that stimulates the property market or refinancing of existing...
by Nick Rainsford | 1 Aug 2016 | Business, General
Last week my son got his provisional drivers licence in the state of New South Wales. As a good citizen, I thought I would disclose to my insurer that a young driver with a provisional licence was now driving one or more of our cars. I dreaded doing this as I was time...
