by Nick Rainsford | 27 Jun 2016 | Business, General, Investments, SMSF, Uncategorized
If you’ve been reading the headlines recently you may have stumbled upon predictions of doomsdays ahead for the property market should one party or the other win and succeed in introducing their policies. Here’s the thing…don’t believe a word of it. Since the mid...
by Nick Rainsford | 20 Jun 2016 | General, Home loans, Investments
In our line of work we meet many different people. People from all walks of life. Rich, poor, healthy, unhealthy, educated, uneducated, theists, atheists, men, women, transgender, gay, straight, able, disabled…you get the picture. One thing I’ve noticed is the...
by Nick Rainsford | 13 Jun 2016 | General, Home loans, Investments, SMSF
5 reasons people select a Variable Rate Home Loan You think interest rates will continue to fall. You want to pay off more than your standard repayments. You want a line of credit You want flexibility to repay and redraw at will. You just came off a fixed rate loan...
by Nick Rainsford | 13 Jun 2016 | Business, General, Home loans, Investments, SMSF, Uncategorized
Way back in 1985, the Hawke/Keating government threw the financial markets’ doors open. 16 new banks were licensed and allowed to operate in the Australian market. It was a new era. We should finally get some competition. And we did. That’s a far cry from the...
by Nick Rainsford | 6 Jun 2016 | Business, General, Home loans, Investments, SMSF
We spoke to a wonderful client last week, who had run a substantial business employing hundreds of people. He had been banking with a major Australian Bank for four decades. Now they’re designed to frustrate. He was used to dealing with a decision maker. He’s...