Walk Away

Apologies for the article being a day late, I was in Orange for the Easter break enjoying all that fantastic regional city has to offer. More on Orange later. In our business we see all sorts of borrowers. Those that don’t need to borrow, first time borrowers,...

It’s Not You It’s Me…Now Get Lost

It’s not you it’s me…not a good break-up line right? Unless you’re George Costanza. What if I told you that it is now a strategy for some lenders. In fact it has been deployed many times but more flagrantly since the GFC. Cast your mind back to...

How’s Your Relationship?

Have you heard your bank talk of how relationships are important lately? Probably, what you need to do – as you would with any relationship – is measure that talk against reality. If your bank has cut its cost to income ratio dramatically in the past decade,...