Tell Me Everything

In our travels we come across many different types of people. Some people are an open book, others…not so much. Given we have to delve into areas that are often very rarely discussed, it’s important that we get a complete financial picture of our clients. Everything....

Debt Is Not A Dirty Word

One of my neigbours is a builder. He and I often chat when we run into each other in the front of our houses. He has a philosophy about his personal finances that would surprise most people. He is debt averse. In fact, he boasts that he has never owed a single dollar...

Flesh Coloured Pus Bags

A few weeks ago I heard a wonderful expression to describe people that are always negative. The speaker at a seminar I attended was comparing those negative people in Australia to those crossing borders whilst fleeing war torn countries and yet remained hopeful and...